Life Insurance products are an essential part of your personal protection plan and can protect you financially from accident and illness events. Types of cover available are:
A sudden death can place financial stress on those who depend on you. If this happens, life insurance can help to pay off your mortgage, debts and other bills; provide an income, other living expenses or leave financial provision for your loved ones. You can even provide a donation for your favourite charity.
Income protection pays a percentage of your income if you're unable to work due to an accident or illness. It can help pay the bills so you can focus on getting better.
Critical Illness Insurance can give you the comfort of knowing you can pay for medical treatment and rehabilitation and even cut back at work to concentrate on your recovery from a large range of specified illnesses. It pays you a lump sum to help ease the financial burden while you undergo treatment and the recovery process.
Total Permanent Disability (TPD) insurance provides cover if you were to become totally and permanently disabled due to illness or injury and subsequently unable to work.
Business Expense Insurance can help to cover your ongoing fixed business expenses for up to 12 months if you are sick or injured and unable to work. This helps you pay your business bills and to keep your business afloat without having to dip into your savings or increase your debt while you are recovering. It can be particularly useful for smaller businesses, partnerships and sole traders.
Private health insurance helps cover healthcare costs that are not paid by Medicare. It is split into two categories – hospital and extras.
An Agreed $1000/wk or up to 85% of your income for higher amounts could help keep the wolves at bay if you suffer an accident or sickness. Life would be easier if you don’t have to worry about money when you are recovering. CHECK OUT OUR INSTANT QUOTE AND BUY OPTION!
Without your tools or your stock, getting on with the job may be impossible. Tool Insurance is designed to protect your back pocket, replace your tools or stock and get you back on the tools faster.
Public liability insurance is one of the most common types of insurance a tradie or business owner will take out as it protects you and your business against the liability for costs in the event of bodily injury or damage to property that occurs to a third party due to your negligence or accidental damage.
General insurance refers to a range of non-life insurance products. This type of cover helps protect you from the financial impact of risks, big and small, to yourself, your business or possessions. Life Plan Security specialise in Accident and Sickness Disability, Public Liability, Tool Insurance, commercial motor vehicle and business insurance.
Life Plan Security is a specialist Personal Risk Insurance and General Insurance Brokerage service. Our team has over 30 year’s experience in the Insurance Industry and thrives on helping our customers protect their financial future.
Head office is based in beautiful Tasmania with clients both locally and Australia wide. We can help where ever you are. The Life Plan Security team offers outstanding service and strive to make a difference in our clients lives by making the insurance process easier.
Want to know more, check out heaps more information in our Frequently Asked Questions.
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