Accident & Sickness Disability
An accident or sickness can have a sudden and unexpected impact on your livelihood and your family. You can take steps to protect against the inconvenience and financial loss that comes with being off work.
You can choose to add capital benefit up to $300,000 in the case of disablement or death, due to an accident only, which pays a lump-sum for specified events. This can be used however you, or your beneficiaries choose. Cover can include specified events such as death, loss of the use of eye, ear or limb/s and second or third degree burns. Covered events will differ between insurers.
Features of Accident & Sickness Disability:
- Cover illness and/or injury
- Choice of benefit period
- Agreed value up to $1,300 per week
- No upfront medicals required
- Tax-deductible premium
- 24/7 worldwide cover
Weekly benefit amount up to $1,300 are Agreed Value.
Agreed Value pays 100% of the benefit amount and requires no proof of financials at claim time.
Weekly benefit amounts over $1,300 are Indemnity Value.
Indemnity Value pays up to 85% of the Benefit amount and requires proof of financials at claim time.
